Launch in the US without moving your business

The starter kit for non-US companies looking to incorporate (and more!). Plans from USD $199/month.

Get started

Book a demo

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Leer en Español

Start with an Adro Business Checking account

Get accounts for multiple businesses

Free inbound wires and no monthly fees

Instant cards for team spending

Get peace of mind with our solutions

Company formation

Physical US address or office space

For mail, opening a bank account¹ and tax filing

US phone number

Get a prepaid SIM card with local area code

Tax services

Stay compliant with federal and state requirements

Bookkeeping

Get up-to-date financial statements

Consulting services

Premium support for trademarks, legal and government affairs

Get started Book a demo

We’re for global businesses at any size

We work with companies that have one to 1000+ employees that are looking to grow their business in the US. We support businesses like:

Retail and e-commerce

Technology and software

Finance and investment

Manufacturing and trade

Entertainment and media

And much more

Adro cards are issued by our sponsor bank, under license from Mastercard

Adro accounts are provided through Stearns Bank N.A.

Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC¹

Adro cards are issued by our sponsor bank, under license from Mastercard

Adro accounts are provided through Stearns Bank N.A.

Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC

Account security is always a top priority

We support encryption, two-factor authentication, biometrics and real-time payment approvals to keep your money away from the bad guys.

Set up in the US with an all-in-one business solution

STEP 1

STEP 2

Open a USD checking account. You can also add a savings account or credit cards.

STEP 3

Set up payment processing and accept US cards. Now you're all set!

Got questions?

Do I need a Social Security number (SSN) to open an account?

You do not need a SSN to open an Adro account. If you choose to open a credit card with us, you’ll be able to start building credit history, even without a SSN.

Is the Adro account FDIC-insured?

Every account you open with Adro is FDIC-insured up to $250,000 through Stearns Bank N.A., Member FDIC.

Is Adro a bank?

Adro is a financial technology company, and not a bank. Banking services like our checking account, savings account and credit card are provided by Stearns Bank N.A., Member FDIC, pursuant to a license from Mastercard®.

How long does it take before I can make purchases?

You can sign up with Adro before or after you arrive in the US, and add money to your account upon account approval. Once you have arrived in the US, you’ll get immediate access to your Adro card and can start making purchases with Apple Pay and Google Pay.

How does Adro make money?

We make money on the interchange, which is money a store merchant pays to accept credit/debit cards. Adro also makes money through revenue share with our partners, including Stearns Bank N.A. We do not make money by charging subscription fees or access fees.

Your gateway to the US market starts here

Get started Book a demo

“Adro made the process of registering my business simple. Their team is quick to respond anytime I have questions.”

Pedro

E-Commerce Business Owner

“We needed a US bank account so I used Adro to get my LLC and a US address. It was super easy to do. Really great setup.”

Aleksander

Software Development Agency

“10/10! Would recommend Adro to anyone who is looking to register in the US and sell to US customers. Good service.”

Natalya

E-Commerce Business Owner

Clear, no nonsense pricing without the upsell

Save 18% with yearly plan. Free cancellation.

Prices listed in USD

Starter

Everything you need to open a US bank account

$199

/month

Get started

Includes:

Business formation

Operating agreement

EIN - Employer Identification Number

Registered agent

US address with commercial lease

US phone number with SIM card

Can be used to open a US-based bank account, Stripe account or marketplace account (e.g. Amazon, TikTok, eBay)

Recommended

Build

Best for already established businesses

$299

/month

Get started

Includes everything in Starter:

Business formation

Operating agreement

EIN - Employer Identification Number

Registered agent

US address with commercial lease

US phone number with SIM card

Can be used to open a US-based bank account, Stripe account or marketplace account (e.g. Amazon, TikTok, eBay)

Plus:

Income tax filing

State filing and renewals

Mail forwarding

Scale

Best for those who want hands-on guidance

$499

/month

Get started

Includes everything in Build:

Business formation

Operating agreement

EIN - Employer Identification Number

Registered agent

US address with commercial lease

US phone number with SIM card

Can be used to open a US-based bank account, Stripe account or marketplace account (e.g. Amazon, TikTok, eBay)

Income tax filing

State filing and renewals

Mail forwarding

Plus:

60 hours of dedicated advisory support per year

Starter

Everything you need to open a US bank account

$1,999

/year

Get started

Includes:

Business formation

Operating agreement

EIN - Employer Identification Number

Registered agent

US address with commercial lease

US phone number with SIM card

Can be used to open a US-based bank account, Stripe account or marketplace account (e.g. Amazon, TikTok, eBay)

Recommended

Build

Best for already established businesses

$2,999

/year

Get started

Includes everything in Starter:

Business formation

Operating agreement

EIN - Employer Identification Number

Registered agent

US address with commercial lease

US phone number with SIM card

Can be used to open a US-based bank account, Stripe account or marketplace account (e.g. Amazon, TikTok, eBay)

Plus:

Income tax filing

State filing and renewals

Mail forwarding

Scale

Best for those who want hands-on guidance

$4,999

/year

Get started

Includes everything in Build:

Business formation

Operating agreement

EIN - Employer Identification Number

Registered agent

US address with commercial lease

US phone number with SIM card

Can be used to open a US-based bank account, Stripe account or marketplace account (e.g. Amazon, TikTok, eBay)

Income tax filing

State filing and renewals

Mail forwarding

Plus:

60 hours of dedicated advisory support per year

Start your journey with Adro:

Registering in the US: A step-by-step guide

What is an Employer Identification Number (EIN)?

What can I do with a US business account?

Adro launches in 2024

Your money feels at home with Adro

From rent to groceries, move and manage your money seamlessly

Get started

Got questions?

How do I choose between an LLC or corporation?

An LLC is simpler, with flexible management and pass-through taxation. A corporation is more structured, and is ideal for raising capital through shares. If you want easy administration, go for an LLC; if you plan to attract investors or go public, a corporation is better. For most users, an LLC is recommended. Adro can help you review all available options.

What are the requirements to open an LLC?

Anyone over 18 years of age with a valid passport, including non-US residents, can open an LLC in the US. There are no citizenship or residency requirements, meaning international business owners can register an LLC without living in the US.

What’s the difference between an LLC and a C-Corp?

An LLC offers flexible management and tax benefits, avoiding corporate tax, ideal for entrepreneurs outside the US. A C-Corp is a separate entity, taxed corporately but better if you plan to raise funds from investors. LLCs are simpler; C-Corps suit scaling businesses. Adro can help you review all available options.

What are the benefits of registering my business in the US?

Registering your business in the US comes with several advantages. If you’re not sure where to start, get in touch for a free consultation.

Access to a large market: The US has one of the biggest consumer markets, making it easier to reach customers
Business credibility: A US-registered company is often seen as more reputable, which can help with international transactions
Tax benefits: Depending on your business structure, you may be able to minimize taxes, especially with an LLC
Investor opportunities: The US has a strong investment ecosystem, making it easier to attract funding
Legal protections: US business laws provide strong protections for companies and intellectual property

How long does it take to register my business (company formation)?

It can take as little as one day, or can take 2 to 3 weeks or more depending on the business documents you have available, what US state you choose to incorporate in, and the legal business structure. Priority service for expedited processing is available. Contact support@joinadro.com for more information.

Who is the team behind Adro?

Adro's founders are Ivy League MBA graduates that previously worked at global companies such as Mastercard, Amazon and Uber. We’ve raised $2 million in pre-seed funding, and are fortunate to count New York State’s venture arm among our key investors. Meet the team