2 Accounts: Checking + Savings

Get approved for a US account from home, and spend when you arrive

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No monthly fees, no minimum balance

Keep more of your money

Plays nicely with others

Adro works with Google Pay, Apple Pay, Cash App and Venmo

FDIC-insured

... up to $250,000 through Stearns Bank, N.A., Member FDIC

No SSN required to sign up

Get started with a passport and selfie. View all requirements

Extra safe with 2FA

Through SMS and Authenticator

Save on international transfers to your Adro account

We charge $0 inbound wire transfer fees when you move money into your Adro account.

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Add money to Adro, then get a proof of funds letter

Whether you need financial documents to enter the US, or to submit as part of your university acceptance or visa application, we’ve got you covered.

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Adro Shorts

Add money to your reserve account. This is the spending limit for your card.

Got questions?

What’s FDIC anyway, and why should I care?

FDIC insurance, backed by the US government, protects your deposits up to $250,000 per account type at each FDIC-insured bank. This means your money is safe, in case of a bank failure. Every account you open with Adro is FDIC-insured through Stearns Bank N.A., Member FDIC.

What’s the difference between checking vs. savings?

Checking accounts are great for everyday transactions like purchases, bill payments, and cash withdrawals from an ATM. Savings accounts are better for storing extra cash, like an emergency fund or for a flight home.

Can I hold multiple currencies in my account?

Adro accounts hold US dollars only. If you’re sending money from your home country via ACH or wire transfers, the money received in your Adro account will be in US currency.